Independent insurance broker
Cover explained plainly. Claims handled by a person.
Home, car, shop and rented property. We compare the insurers we trust, tell you what each policy leaves out, and when something goes wrong you ring us, not a call centre.
Home and contents
Car
Shop and business
Landlord and rented homesWhen something goes wrong
A claim, the way it should go.
You ring one number and talk to the person who arranged your policy. They deal with the insurer and keep you told, like this.
Monday, 8:10Water through the kitchen ceiling overnight. The plumber has stopped it. What do I do?
Monday, 8:25Sorry, that is miserable. Photos of everything before you tidy, and keep the plumber’s invoice. I have logged it with the insurer; your claim number follows by text.
Tuesday, 14:00The loss adjuster can come Thursday morning. I have asked for a drying company too, which the policy covers.
Thursday, 11:40Adjuster agreed the ceiling and the flooring. The excess is $250, and I have asked them to pay the plumber directly.
Two weeks laterAll settled. Thank you for chasing, I would never have known about the drying cover.
Common questions
Cover, quickly
A small fee, shown on every quote before you buy, plus the insurer’s commission, which is disclosed on your documents.
In most cases, and immediately where a lender or landlord needs proof.
You call us, not a call centre, and we handle the insurer.
Quotes
A quote the same working day.
Tell us what you want covered and when it renews. We come back with the options, what each one leaves out, and our fee in writing.
Get a quote
Send last year’s renewal letter if you have it. It saves us both a phone call.